General information only

The information and tools on Toolance are provided for educational and planning purposes. They are not a substitute for professional advice tailored to your situation.

Calculator accuracy

We use widely accepted formulas for EMI, SIP, GST, insurance need and similar calculations. Banks, insurers and mutual fund companies may round differently, apply fees or use policy rules not captured in a simple online tool. Always treat output as an estimate.

No financial, tax or legal advice

Toolance does not recommend specific loans, funds, policies or tax positions. We are not a registered investment adviser, insurance broker or tax consultant. Speak to a qualified professional before signing loan agreements, buying insurance or filing returns.

Investment risk

Mutual fund, stock and other market-linked projections assume constant returns for illustration. Actual returns vary and you may lose principal. Past performance does not guarantee future results.

Third-party content and ads

Advertisements or external links do not constitute endorsement. We are not responsible for products or services offered by third parties you reach from our site or app.

Limitation of liability

Your use of Toolance is at your own risk. We are not liable for loss or damage arising from reliance on calculator results or site content, to the maximum extent allowed by applicable law.

Contact

If you have questions about this disclaimer, contact us at contact@toolance.com or through the Contact Us page.