Investments & Wealth
Compare SIPs
Compare two SIP scenarios — different amounts, returns or tenures — side by side
SIP Plan A
₹
%
yrs
SIP Plan B
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%
yrs
Comparison
₹0
difference in maturity
How Compare SIPs works
Enter details for two SIP plans independently. Each maturity value is calculated with the standard compound SIP formula. The winner is the plan with the higher projected maturity at its respective tenure.
Why use it
Detailed features
Two plans at once
Compare different funds, amounts or durations in one view.
Invested vs gained
See total invested and wealth gained for each plan.
Clear winner
Instantly shows which plan builds more corpus and by how much.
On the go
Also in the free Toolance Android app.
Frequently asked questions
Small changes in monthly investment or start date change the final corpus a lot over 15 to 20 years. Side-by-side view helps you pick a realistic monthly commitment.
Yes. Run conservative and optimistic rates in SIP A and SIP B. You will see how sensitive your goal is to return assumptions.
You can model different return assumptions after expenses. Direct plans have lower expense ratio, which slightly boosts long-term corpus.
This compares fixed monthly SIPs unless you manually adjust inputs. For annual step-up, change the monthly figure to an average or use a step-up specific tool.
Use different return assumptions reflecting risk. Debt SIPs grow slower with lower volatility. Match the comparison to your goal timeline.
This shows pre-tax projected corpus. Equity and debt taxation on redemption differs. Net in-hand may be lower than displayed.
No. Illustrative math only. Choose schemes after reading offer documents and discussing risk with an adviser.
Yes. No login or subscription. Plug in two scenarios and see results immediately.