Compare SIPs
Compare two SIP scenarios - different amounts, returns or tenures - side by side
SIP Plan A
SIP Plan B
Comparison
How Compare SIPs works
Enter details for two SIP plans independently. Each maturity value is calculated with the standard compound SIP formula. The winner is the plan with the higher projected maturity at its respective tenure.
Detailed features
Two plans at once
Compare different funds, amounts or durations in one view.
Invested vs gained
See total invested and wealth gained for each plan.
Clear winner
Instantly shows which plan builds more corpus and by how much.
On the go
Also in the free Toolance Android app.
What the Compare SIPs Calculator tells you
This calculator helps you compare two monthly investment plans with different amounts, returns or periods. It turns a small set of inputs into a clear corpus difference, then shows the supporting breakdown so you can understand what moved the answer.
Inputs to check
- SIP plan A: use a recent statement, quote or realistic assumption.
- SIP plan B: use a recent statement, quote or realistic assumption.
- Their assumptions: use a recent statement, quote or realistic assumption.
Try three scenarios
Run a likely case, a conservative case and a better case. Change one input at a time so you can see which assumption matters most.
How to use this estimate in a real decision
Write down the values you entered and the date you checked them. Compare options using the same assumptions, then include any fee, tax, penalty or provider rule that sits outside the calculator. A mathematically precise answer can still be incomplete when the inputs are old or optimistic.
Treat the result as a planning range, not a quote, approval or guaranteed outcome. Recalculate whenever your rate, price, income, goal date or business cost changes.