FAQs

Should existing employer insurance reduce my personal cover estimate?

Employer cover can reduce an immediate gap, but it may end when you change jobs, retire, or lose eligibility. Review whether the benefit is portable, sufficient for your.

Employer cover can reduce an immediate gap, but it may end when you change jobs, retire, or lose eligibility. Review whether the benefit is portable, sufficient for your dependants, and subject to conditions. Include it transparently when using the life insurance need calculator, then consider how the plan changes without that benefit. A qualified adviser can assess personal policy suitability.

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